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Privacy Policy

Last updated: February 4, 2026

FGA Solutions ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard the information you provide when you visit our website or use our products and services (collectively, the "Services"). This policy applies to all users of OnlyChatAI across all devices and platforms.

By accessing or using our Services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We collect information that you provide directly and information that is automatically collected when you interact with our Services.

1.1 Personal Information You Provide

We may collect and process the following data when you voluntarily submit it:

  • Full name
  • Email address
  • Communications, support requests, and messages you send

1.2 Automatically Collected Information

Whenever you interact with the Services, we may automatically collect the following data:

  • Usage data (pages visited, features used, timestamps)
  • Log data (IP address, device type, browser type and version)
  • Cookies and similar tracking technologies

1.3 Third-Party Sources

We may receive data from third-party services you authenticate with (e.g., analytics providers, cookies), limited to the information you authorize them to share.

2. How We Use Your Information

We use the information collected for purposes that may include:

  • Providing, maintaining, and improving our Services
  • Processing payments and managing accounts
  • Communicating with you about our Services, updates, and offers
  • Ensuring security, preventing fraud, and enforcing our legal policies
  • Complying with legal obligations

3. Sharing and Disclosure

We do not sell or rent your personal information. We may share information in the following circumstances:

  • Service Providers: Third parties who help us operate and maintain the Services (e.g., hosting, payment processors, analytics).
  • Legal Requirements: If required by law, legal process, regulatory authority, or to protect our rights.
  • Business Transfers: In connection with a merger, acquisition, or asset sale.

4. Data Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements.

5. Cookies and Tracking

We use cookies and similar technologies to:

  • Enable basic features of our Services
  • Analyze usage patterns to improve user experience
  • Deliver relevant content

You can control cookie preferences through your browser settings. Please note that disabling certain cookies may affect Service functionality.

6. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal data, such as:

  • Access: Request a copy of the personal data we hold about you
  • Correction: Request corrections to inaccurate or incomplete data
  • Deletion: Request deletion of your personal data
  • Restriction: Request to limit the processing of your data
  • Objection: Object to certain processing activities
  • Portability: Request transfer of your data to another service

To exercise any of these rights, contact us at contact@only-chat.ai.

7. Data Security

We implement industry-standard technical and organizational measures to protect your personal information. However, no system can be completely secure, and we cannot guarantee absolute protection against unauthorized access.

8. International Transfers

Your information may be processed, stored, or transferred to jurisdictions outside your country of residence. Where applicable, we use standard contractual safeguards to ensure adequate protection.

9. Children's Privacy

The Services are not intended for individuals under 18 years of age (or a higher age required in your jurisdiction). We do not knowingly collect personal data from minors. If we learn that we have collected information from a minor in violation of applicable law, we will take steps to delete it.

10. Changes to This Policy

We may update this Privacy Policy as our practices or applicable laws change. The updated version will be posted with a revised effective date. We encourage you to review this page periodically.

11. Contact Us

If you have any questions about this Privacy Policy or wish to make a request regarding your data, contact:

FGA Solutions

Email: contact@only-chat.ai

Address: 8 The Green, STE R, Dover, DE 19901, USA